Does Spending Cash Really Count as Spending Money?

Plus, the average amount men and women carry with them.

How often do you carry cash?

Some people still carry a good amount…including the average man who has $78, while women stick to an average of $51. In a survey, 29% of Americans believe that spending cash doesn’t actually “count” as spending money.

One of the main reasons people have it on hand is out of paranoia or in fear that they might need it. One other surprising stat…if Americans could eliminate one form of payment forever, both checks and credit cards ranked above cold, hard cash.